Auto Insurance Coverage

COLLISION

ACCIDENTS HAPPEN


Collision insurance covers your car or truck when it’s in an accident with another vehicle. It also covers you when you hit an object like a tree or a pole that’s not covered under comprehensive insurance.

DID YOU KNOW?

When you give permission to a friend or relative to borrow your car and they get in a fender bender, your auto policy could provide coverage. Ask an agent how ERIE’s auto policy can help protect you.

LIABILITY

LIABILITY MISHAPS


Liability insurance helps protect drivers when they’re responsible for an accident that injures other people or damages other people’s property. Drivers are required to have this coverage in nearly every state. 

DID YOU KNOW?

An umbrella policy gives you an extra layer of protection over and above the limits in an auto, home or boat policy in case you’re sued or responsible for an accident. Ask an agent about ERIE’s personal catastrophe liability policy.

COMPREHENSIVE

FOUL BALLS?


When life throws you a curveball, comprehensive insurance covers damage to your vehicle that’s not caused by a collision, such as fire, theft or when you hit a deer.

DID YOU KNOW?

ERIE’s auto policy covers windshield and glass repairs as part of our comprehensive coverage. Even better, most glass damage can be fixed at a location that’s convenient to you like your home or workplace.

FEATURED WAYS TO SAVE

If you’re a safe driver with a good driving record, you could get a discount on your auto coverage.

If we insure two or more of your cars, you could qualify for a discount. (All the vehicles in your household must be owned and used by the driver we insure.)

If you’re not using your car for at least 90 consecutive days during the policy period, you could be eligible for a discount. (Not available in Kentucky.)

You can save on your insurance coverage if your car is equipped with safety equipment like factory-installed air bags, anti-theft devices and antilock brakes. (Not available in Kentucky.)

You can save by paying your auto premium in one lump sum.

A discount is available if you have a qualifying life insurance policy or home policy in addition to your ERIE auto insurance. (Not available in New York.)

Unmarried drivers under 21 who reside with their parents could be eligible for additional savings. (Not available in North Carolina.)

AUTO INSURANCE QUOTE
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